4 days post retirement - thoughts...

by Michelle
(Nevada)

I luckily found this community at a time when I needed to proclaim my intentions and hopefully get support for my decision.

Retiring "early" (57) is many times frowned upon and I have met with some criticism from friends, acquaintances, and co-workers. My own anxieties cropped up too..I doubted myself and wondered and worried myself into a frenzy, only to see that my path seemed to lead towards retirement, regardless. (There is always a lot of emphasis out there on being financially prepared, but very little about being emotionally and mentally ready.)

Finally, I made the decision and now I am HERE! My first day of missing a work-day. Hooray!

I stayed busy, perhaps TOO much so, right up to the last day and beyond. I stretched myself to the limit trying to off-set the anxiety. I have to say I was nervous and still feel a twinge of 'guilt' now and then. (Do I really deserve this?) I'm sure these feelings will pass with time. I have planned well for this, though I won't be rich or spending careless cash.

I'm hoping that my experience may help someone else. Maybe I can inspire someone the way I have been inspired by others (here) and folks I know and have met.

I have decided to take it easy for a couple weeks and ease into this. I have plenty to do with my music (I am a professional drummer w/ two bands) I have a large organic garden and a stockpile of home-improvement materials for a DIY remodel of my house. I plan on living frugally and have been doing so in preparation for the big day and beyond. I have paid off all my debts (except mortgage that I have refinanced into a lower monthly payment- less than what it costs to rent around here!) And with my severance pay-out I padded my emergency fund and used some of it to purchase a small travel trailer. (I LOVE camping! My idea of heaven!) It is fully self-contained and I could live in it if I ever had to! My sturdy Toyota truck pulls it nicely!

I have a part-time job doing some data entry for a local company. A little extra cash coming in, and I do get paid to play music too, although I would never try to live on that income alone. Sometimes really good, sometimes SLOW!

I am reflecting today on the toxic work environment I left. It makes me a bit sad, but I feel like I am doing something important for myself to leave that place.Life truly begins NOW! I will be looking here for tips, encouragement, stories, etc...and maybe I can offer the same! Have a wonderful day!

NOTE: Thank you Michelle! This was posted as a comment on the Retiring early to a happy, stress-free and yes, FRUGAL lifestyle! page. I am fairly sure this is the same person (Michelle)... but this is too long and worthy for a comment, so I've moved to its own page to get more readers!

Comments for 4 days post retirement - thoughts...

Click here to add your own comments

Thanks for sharing
by: Linda S. FL

What is the date on this post? Also please keep writing about your journey.

I can relate
by: Vicki/Connecticut

Michelle,

I also retired at 57, 20 months ago. I still get flack from friends and family. I did it for ME (not them) and I haven't regretted retiring for a moment.

My entire career was a life of service to others (I worked in health care.) I did without splurges and fancy trips for decades with one goal in mind: retire early.

Now I've made it and I love it every day. I've found that I don't need expensive travel or the latest techno toy to enjoy life. I get to relax, enjoy nature walks, read for leisure, cook fresh healthy meals, and take a class here and there. Whatever I want!

Don't let others make you feel guilty or question your decision. It is your life to live; not theirs.

Congratulations on your retirement. Now go enjoy it.

Retirement
by: Green Bay

Are you covered for insurance by your old job? That has become the main concern for many people. I had to wait until 64 1/2 because I was the insurance for me and my husband.

I envy that you can do what you are doing! GO FOR IT!

Healthcare STOPS many people from doing this.


Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Write Your Own Story Here (so that others can comment on YOUR story too!)!.