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Adult Children, After Retirement...

Boomers often have adult children, returning home again, and also possibly aging parents -- both of whom we assume responsibility for.

Sometimes we had children later in life, or your children simply return home (with their own children) after a divorce or with financial problems.

Suddenly, we are responsible for both children and parents.

OK, so some aging parents take in their adult children... kids who return to the nest (later in life) so you, the parent(s) can help take responsibility and financial problems off them. They often move back home with baggage: financial problems, depression due to divorces, children, etc. Sometimes, they move the whole family back in with the parents (your kids, plus their spouse and children). Yikes!

Just think for one moment:

  • What if your divorced daughter with two children suddenly wants to move back in?

  • What if your 40-year old son, divorcing, moves in and becomes Mr. Party Man with bar hopping and different dates every night while YOU pay the bills?

  • Do you have an adult child who has never left home at all?

    Family is Family - and as family we help each other out. We are Family!

    However, maybe you should think ahead -- establish some rules before the adult children move back in, so that the living together situation isn't never-ending and the circumstances work out for both parties.

    Some of this (maybe ALL of this) won't matter to some families and yet a small thing like who selects what we watch at 7pm every night -- Dr Phil or Deal or No Deal -- could be a huge issue and make the household not so happy!

    Just THINK about it.. that's all.

    Checklist for Helping you Live with Family Members:

    Financial -

  • Who does the grocery shopping and who pays for the food each week?

  • Who pays the bills? How do you split the costs?

  • What if something happened to your child's job? They are suddenly unemployed, can you afford to pay the bills for the household?

    Lifestyles -

  • Who cooks every night (it takes more preparation for a whole family compared to just you)?

  • Who cleans the house? Does your child work full time and expect you to keep up household chores as it's your home?

  • Are you expected to be home at 3pm when the kids get home from school?

  • Do you babysit regularly when they go out on the weekends?

    Just think ahead.. this could work out beautifully for you - both families share the bills, nobody lives alone... sometimes it's a win-win for both the aging parent and the adult children.

    ...and then again, maybe not.

    Set some ground rules so every family member knows what to expect from the beginning...

    Many grandparents raise their grandchildren... adult children don't always have traditional families nowadays.

    Read Visitor Submissions here!

    Share your two cents on Living with Adult Children!

    Do you have a story to share with others? Your two cents could help another retiree feel more comfortable with this idea, or might give them the warning signs on how this won't work in their circumstances. Share and help someone else out there...

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