Medicare Part D

Part D Medicare is a prescription plan that will help you to get lower priced medications. Most people do pay for this coverage by a monthly premium to the insurance company, unless your employer or retirement provides prescription coverage.

Not all Medicare part D plans are alike and some will cover medications that other types of Part D plans will not cover. THIS is the confusing part!

You will select the coverage for yourself that best suits your needs for prescription coverage... not simply what your spouse takes, or your neighbor.

If you don't take Medicare Part D when its first offered at age 65 – BEWARE, you will pay higher lifetime premiums if and when you do take it. If you get employer-paid health care as part of your insurances, be sure to check with them -- sometimes if you enroll in Medicare Part D, you could lose their coverage... a simple phone call will work.

There are other insurance companies who offer supplemental insurance to you that will help to cover the things that your Medicare insurance does not cover, and one of them may be a wise purchase.

Learn more on what is Medicare here.

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