Personal Finance Software

The links below are personal finance software options for your review. Some are free, others require payment...

I have lots of completely free software that is awesome, so please don't discount it just because it is free! In the near future, I will review these budgeting programs more thoroughly (and I encourage you to tell me what you know, good or bad, about any of these products).

Personal finance software is helpful for a variety of personal budgeting decisions. It can help you to set your own personal budget (to help you pay your bills wisely, help you keep your spending in check, determine where your money goes each month, and help you pay off your debt – and even help you balance your check book.)

You Need A Budget is my favorite budgeting software because I own and use it! There is a free 14-day trial, and it costs $59.95. It's great software, as CNN and Kiplinger Personal Finance (and many others) have agreed! It will help you save, know where your money is being spent and generally get your finances in order. They have online classes to learn more and you can download their free book here too!

Piggy Banks is free software to help you control your budget.

When you first download it, you'll walk through a series of prompts to help you set your budget. Later, if you like, your bank data can downloaded and you'll see how your budget progresses. The website says it doesn't tell you what you already spent (who cares if you went over budget... you blew it!) – it does tell you how much you have LEFT to SPEND (or better yet – SAVE!) Makes good logical sense to me! Try it!

Simple D Budget is free too... and the screens they show are colorful! I like that (yes, bring some simple color into a boring budget makes MY day! It really can help creative folks do boring work!)

Ok, it also looks substantial too, with graphs for easy viewing on where your hard-earned dollars are going each month. Like the previous software, it also shows you how much you have left for the month... useful information!

The download link is near the top of the page, not easily visible, so don't miss it!

This Personal Budget Planning Blog has a "Four Week Challenge to Mastering Your Budget".

Just think -- take four weeks to understand your budget issues, and maybe you could overcome your financial worries. Yes, you have money problems still, but you could have a solid understanding on how to overcome them. It sure sounds like other folks are learning from this free course!

Mvelopes.com service isn't free, but they do offer a 14 day trial to check it out. This is a total system, much more than budgeting alone. They have online bill payment services, automatic bank data downloads, mobile access...

I hope my review of these personal finance software programs helped you!

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