<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
 <channel>
<atom:link href="http://www.retirement-online.com/retirement-planning.xml" rel="self" type="application/rss+xml" />
   <title>Retirement Online Blog</title>
   <link>http://www.retirement-online.com/retirement-planning-blog.html</link>
   <description>Lots of retirement advice &amp; retirement ideas from Wendy, your Retirement Guide, AND retirees worldwide who have &quot;been there and done that&quot; already! Come share the Retirement Journey...</description>
   <language>en-us</language>
   <category domain = "http://www.retirement-online.com/retirement-planning-blog.html#">retirement advice</category>
   <pubDate>Mon, 14 May 2012 17:52:09 GMT</pubDate>
   <lastBuildDate>Mon, 14 May 2012 17:52:09 GMT</lastBuildDate>
   <copyright>retirement-online.com</copyright>
   <item>
    <title>Down-sized twice within a year</title>
    <guid>http://www.retirement-online.com/downsized-twice-within-a-year.html</guid>
    <link>http://www.retirement-online.com/downsized-twice-within-a-year.html</link>
    <description>No, I did not fall into a depression when I retired although it was close for reasons that will become obvious later in the article.  What kept my spirits</description>
    <pubDate>Sun, 13 May 2012 16:22:55 GMT</pubDate>
   </item>
   <item>
    <title>Maryland Blues and More...</title>
    <guid>http://www.retirement-online.com/maryland-blues-and-more.html</guid>
    <link>http://www.retirement-online.com/maryland-blues-and-more.html</link>
    <description>I was most saddening to read the lines from “Depressed in Maryland”, I do feel most deeply for both he and his family during these somewhat ambiguous and</description>
    <pubDate>Fri, 11 May 2012 12:36:14 GMT</pubDate>
   </item>
   <item>
    <title>2012 Retirement Confidence Survey</title>
    <guid>http://www.retirement-online.com/2012-retirement-confidence-survey.html</guid>
    <link>http://www.retirement-online.com/2012-retirement-confidence-survey.html</link>
    <description>The 2012 Retirement Confidence Survey was published by  Employment Benefit Research Institute (EBRI) in March 2012, and it's not pretty (as you might expect).</description>
    <pubDate>Fri, 11 May 2012 12:18:29 GMT</pubDate>
   </item>
   <item>
    <title>LIFE OF A SINGLE LADY</title>
    <guid>http://www.retirement-online.com/life-of-a-single-lady.html</guid>
    <link>http://www.retirement-online.com/life-of-a-single-lady.html</link>
    <description>I am a single lady of 55. Im working, driving every day to work and love to travel, for years I used to joined tours for overseas trips but last month</description>
    <pubDate>Mon, 07 May 2012 11:23:25 GMT</pubDate>
   </item>
   <item>
    <title>Education after Retirement?  </title>
    <guid>http://www.retirement-online.com/education-after-retirement.html</guid>
    <link>http://www.retirement-online.com/education-after-retirement.html</link>
    <description>Downsized: Afraid to leave - but didn't want to stay - what now?  I worked for a shipping co. for nearly 21 yrs. Finally the day came when in order to</description>
    <pubDate>Mon, 07 May 2012 11:13:05 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Depression </title>
    <guid>http://www.retirement-online.com/retirement-depression.html</guid>
    <link>http://www.retirement-online.com/retirement-depression.html</link>
    <description>Oh Lordy,  is this one of the things I have to look forward to in my early retirement in years to come?  I retired in 2009 after 30 years in corporate</description>
    <pubDate>Sat, 05 May 2012 17:00:36 GMT</pubDate>
   </item>
   <item>
    <title>Traveler likes to talk to people from Europe</title>
    <guid>http://www.retirement-online.com/traveler-likes-to-talk-to-people-from-europe.html</guid>
    <link>http://www.retirement-online.com/traveler-likes-to-talk-to-people-from-europe.html</link>
    <description>Hi,  I lived in Germany for 5 years then commuted to Europe for another 10 years.  I know Europe about as good as the USA my home land.  I have meant and</description>
    <pubDate>Fri, 04 May 2012 22:44:30 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Depression: After 10 Years</title>
    <guid>http://www.retirement-online.com/retirement-depression-after-10-years.html</guid>
    <link>http://www.retirement-online.com/retirement-depression-after-10-years.html</link>
    <description> After 10 years following early retirement... it hit... deaths, health issues, limits to finances, less friends, less beer, less everything, it seemed,</description>
    <pubDate>Mon, 30 Apr 2012 19:47:16 GMT</pubDate>
   </item>
   <item>
    <title>Depressed in maryland</title>
    <guid>http://www.retirement-online.com/depressed-in-maryland.html</guid>
    <link>http://www.retirement-online.com/depressed-in-maryland.html</link>
    <description>I retired from teaching, after 32 years, three years ago this year and have been dealing with depression from retirement.  I was always a healthy vibrant</description>
    <pubDate>Fri, 27 Apr 2012 18:58:05 GMT</pubDate>
   </item>
   <item>
    <title>My Brother, Cyril</title>
    <guid>http://www.retirement-online.com/my-brother-cyril.html</guid>
    <link>http://www.retirement-online.com/my-brother-cyril.html</link>
    <description>(1951-1981)  In the early part of an evening of our lives, my brother and I felt like we were trapped in a net made of glue; New Orleans humidity was the</description>
    <pubDate>Thu, 26 Apr 2012 23:50:24 GMT</pubDate>
   </item>
   <item>
    <title>Getting older gracefully</title>
    <guid>http://www.retirement-online.com/getting-older-gracefully.html</guid>
    <link>http://www.retirement-online.com/getting-older-gracefully.html</link>
    <description>I have a hunch that you, dear reader, will agree with me that from one generation to the next people change. So there is no surprise that my generation</description>
    <pubDate>Thu, 26 Apr 2012 23:39:59 GMT</pubDate>
   </item>
   <item>
    <title>Why I haven't written in weeks - been having too much fun!</title>
    <guid>http://www.retirement-online.com/why-i-havent-written-in-weeks-been-having-too-much-fun.html</guid>
    <link>http://www.retirement-online.com/why-i-havent-written-in-weeks-been-having-too-much-fun.html</link>
    <description>Well, it has been awhile since I added anything to this blog. That is because we tend to keep ourselves so busy. Sometimes I wonder if it isn’t because</description>
    <pubDate>Thu, 26 Apr 2012 23:36:25 GMT</pubDate>
   </item>
   <item>
    <title>Retirees: Ipod May Help Your Depression</title>
    <guid>http://www.retirement-online.com/retirees-ipod-may-help-your-depression.html</guid>
    <link>http://www.retirement-online.com/retirees-ipod-may-help-your-depression.html</link>
    <description>  I love this video! It shows an old man in a nursing home -- a sad sight for all of us. He is quite obviously living in his own world.     Then they gave</description>
    <pubDate>Wed, 25 Apr 2012 15:38:37 GMT</pubDate>
   </item>
   <item>
    <title>When I am melancholy</title>
    <guid>http://www.retirement-online.com/when-i-am-melancholy.html</guid>
    <link>http://www.retirement-online.com/when-i-am-melancholy.html</link>
    <description>When I am melancholy a word I prefer to depressed, the last thing I want is advice.  The first thing I want is for the other person to tell me a story</description>
    <pubDate>Sun, 22 Apr 2012 21:34:55 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Hobbies: Doll Houses</title>
    <guid>http://www.retirement-online.com/retirement-hobbies-doll-houses.html</guid>
    <link>http://www.retirement-online.com/retirement-hobbies-doll-houses.html</link>
    <description>Retirement Hobbies: Doll Houses and Collectibles.</description>
    <pubDate>Sat, 21 Apr 2012 14:24:58 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Income Planner - SBI is my plan for a second retirement income!</title>
    <guid>http://www.retirement-online.com/retirement-income-planner.html</guid>
    <link>http://www.retirement-online.com/retirement-income-planner.html</link>
    <description>Retirement Income Planner - Keep mentally active and DO something productive in retirement!</description>
    <pubDate>Sat, 21 Apr 2012 13:59:18 GMT</pubDate>
   </item>
   <item>
    <title>What I Really Know About Summer Nights</title>
    <guid>http://www.retirement-online.com/what-i-really-know-about-summer-nights.html</guid>
    <link>http://www.retirement-online.com/what-i-really-know-about-summer-nights.html</link>
    <description>Having been born and bred in New Orleans,La., I know much about summer nights.  First of all, summer nights were like summer days, ninety-five degrees</description>
    <pubDate>Fri, 20 Apr 2012 22:42:12 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Hobby: ART</title>
    <guid>http://www.retirement-online.com/retirement-hobby-art.html</guid>
    <link>http://www.retirement-online.com/retirement-hobby-art.html</link>
    <description>Art and music have become one of my greatest hobbies.   Art is endless. The lighter side can make you happy and full of life and the dark side can awaken</description>
    <pubDate>Fri, 20 Apr 2012 15:03:50 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Hobby: Audio   Books and Old Time Radio</title>
    <guid>http://www.retirement-online.com/retirement-hobby-audio-books-and-old-time-radio.html</guid>
    <link>http://www.retirement-online.com/retirement-hobby-audio-books-and-old-time-radio.html</link>
    <description>I collect audio books and old time radio programs on tape and CD. I like listening to them..  Today, I rarely pay for them. I use the Internet Archive</description>
    <pubDate>Fri, 20 Apr 2012 15:00:56 GMT</pubDate>
   </item>
   <item>
    <title>Was unfairly dismissed&lt;br&gt; a year before I was to retire</title>
    <guid>http://www.retirement-online.com/was-unfairly-dismissed-a-year-before-i-was-to-retire.html</guid>
    <link>http://www.retirement-online.com/was-unfairly-dismissed-a-year-before-i-was-to-retire.html</link>
    <description>I worked with developmentally challenged individuals for 14 years.  I worked in a group home and also in a day program where I served individuals.  I loved</description>
    <pubDate>Tue, 17 Apr 2012 12:52:05 GMT</pubDate>
   </item>
   <item>
    <title>Senior Citizen Pen Pals: Friendships from Far Away</title>
    <guid>http://www.retirement-online.com/senior-citizen-pen-pals.html</guid>
    <link>http://www.retirement-online.com/senior-citizen-pen-pals.html</link>
    <description>Senior Citizen Pen Palsa: senior comments from those who found pals here!</description>
    <pubDate>Sat, 14 Apr 2012 12:34:13 GMT</pubDate>
   </item>
   <item>
    <title>Selling retirement benefits</title>
    <guid>http://www.retirement-online.com/selling-retirement-benefits.html</guid>
    <link>http://www.retirement-online.com/selling-retirement-benefits.html</link>
    <description>I would like to sell part of my benefits, i am not retirement age, is there a place where i can do this now?  Wendy I need more details on your benefit</description>
    <pubDate>Sat, 14 Apr 2012 01:30:21 GMT</pubDate>
   </item>
   <item>
    <title>Retirement: My Story</title>
    <guid>http://www.retirement-online.com/retirement-my-story.html</guid>
    <link>http://www.retirement-online.com/retirement-my-story.html</link>
    <description>I retired 6 days after my 55th birthday.  I had high hopes, all of which have fallen through.  I had 33 years of service credit with the state of California</description>
    <pubDate>Fri, 13 Apr 2012 22:43:11 GMT</pubDate>
   </item>
   <item>
    <title>My Retirement in Colorado</title>
    <guid>http://www.retirement-online.com/my-retirement-in-colorado.html</guid>
    <link>http://www.retirement-online.com/my-retirement-in-colorado.html</link>
    <description>I decided to retire almost 2 years ago at the age of 71. It was a difficult decision to make as we had just purchased a home 2 years earlier here in Colorado</description>
    <pubDate>Tue, 10 Apr 2012 21:27:44 GMT</pubDate>
   </item>
   <item>
    <title>After Retirement Anxiety and Depression</title>
    <guid>http://www.retirement-online.com/after-retirement-anxiety-and-depression.html</guid>
    <link>http://www.retirement-online.com/after-retirement-anxiety-and-depression.html</link>
    <description>After Retirement Anxiety and Depression</description>
    <pubDate>Tue, 10 Apr 2012 17:09:26 GMT</pubDate>
   </item>
   <item>
    <title>Another way to look at retirement</title>
    <guid>http://www.retirement-online.com/another-way-to-look-at-retirement.html</guid>
    <link>http://www.retirement-online.com/another-way-to-look-at-retirement.html</link>
    <description>I can relate to a lot of posts I read here. I had hoped to get 30 years in with my employer so that I could retire with full benefits but was down-sized</description>
    <pubDate>Sun, 08 Apr 2012 18:51:20 GMT</pubDate>
   </item>
   <item>
    <title>Problems with Early Retirement</title>
    <guid>http://www.retirement-online.com/problems-with-early-retirement.html</guid>
    <link>http://www.retirement-online.com/problems-with-early-retirement.html</link>
    <description>Written by Early Retirement Retirees, read their stories...</description>
    <pubDate>Sat, 07 Apr 2012 16:08:25 GMT</pubDate>
   </item>
   <item>
    <title>Retirement - I guess I wasn't ready...</title>
    <guid>http://www.retirement-online.com/retirement-i-guess-i-wasnt-ready.html</guid>
    <link>http://www.retirement-online.com/retirement-i-guess-i-wasnt-ready.html</link>
    <description>I guess in my retirement I was not ready to go.    At the time of retirement I was experiencing stress and anxiety.  The first time I went through something</description>
    <pubDate>Fri, 06 Apr 2012 01:24:27 GMT</pubDate>
   </item>
   <item>
    <title>Everyone died and then I retired!</title>
    <guid>http://www.retirement-online.com/everyone-died-and-then-i-retired.html</guid>
    <link>http://www.retirement-online.com/everyone-died-and-then-i-retired.html</link>
    <description>Hi. My name is Jim. I'm now 59. I had a great career for 16 years and everything was great. I came from a close family and was living with my fiance. </description>
    <pubDate>Thu, 05 Apr 2012 19:54:56 GMT</pubDate>
   </item>
   <item>
    <title>Retirement &amp; My Time</title>
    <guid>http://www.retirement-online.com/retirement-my-time.html</guid>
    <link>http://www.retirement-online.com/retirement-my-time.html</link>
    <description>After 32 years, I officially retired from the US Postal Service.  I thought I would have plenty of time to get done all the stuff that I wanted to do.</description>
    <pubDate>Thu, 05 Apr 2012 14:48:56 GMT</pubDate>
   </item>
   <item>
    <title>Anxious, angry and memory issues</title>
    <guid>http://www.retirement-online.com/anxious-angry-and-memory-issues.html</guid>
    <link>http://www.retirement-online.com/anxious-angry-and-memory-issues.html</link>
    <description>I retired a year ago and so did my spouse.  I find myself angry sometimes, very anxious sometimes and worst of all having problems remembering how I did</description>
    <pubDate>Wed, 04 Apr 2012 23:38:55 GMT</pubDate>
   </item>
   <item>
    <title>Arizona Retirement Living is another great option for retirees!</title>
    <guid>http://www.retirement-online.com/arizona-retirement-living.html</guid>
    <link>http://www.retirement-online.com/arizona-retirement-living.html</link>
    <description>Learn more about Arizona retirement living here...</description>
    <pubDate>Wed, 04 Apr 2012 18:17:49 GMT</pubDate>
   </item>
   <item>
    <title>Retired &amp; Awake at  8am?</title>
    <guid>http://www.retirement-online.com/retired-awake-at-8am.html</guid>
    <link>http://www.retirement-online.com/retired-awake-at-8am.html</link>
    <description>I lived for the weekends when I could sleep till ten. And I did, with no problem.   Then I decided to retire at 65 and now I wake up at 8 and stare at</description>
    <pubDate>Tue, 03 Apr 2012 19:47:31 GMT</pubDate>
   </item>
   <item>
    <title>Ca. Senior Forced Into Retirement</title>
    <guid>http://www.retirement-online.com/ca-senior-forced-into-retirement.html</guid>
    <link>http://www.retirement-online.com/ca-senior-forced-into-retirement.html</link>
    <description>I began working in a district just after completing a Masters in Special Education and three Credentials as a Resource Specialist working with Mildly Disabled</description>
    <pubDate>Sun, 01 Apr 2012 00:10:43 GMT</pubDate>
   </item>
   <item>
    <title>Is it possible to become a Senior Entrepreneur (Seniorpreneur)?</title>
    <guid>http://www.retirement-online.com/is-it-possible-to-become-a-senior-entrepreneur-seniorpreneur.html</guid>
    <link>http://www.retirement-online.com/is-it-possible-to-become-a-senior-entrepreneur-seniorpreneur.html</link>
    <description>At 65 years old, I was almost penniless but definitely LOST not knowing what I should do with my life.    I read a book by Colonel Harland Sanders, titled:</description>
    <pubDate>Sat, 31 Mar 2012 23:19:34 GMT</pubDate>
   </item>
   <item>
    <title>Easter changed our world</title>
    <guid>http://www.retirement-online.com/easter-changed-our-world.html</guid>
    <link>http://www.retirement-online.com/easter-changed-our-world.html</link>
    <description>Christians rejoice at this time of year for Christ has risen from the dead as we firmly believe. Now this is the most marvelous piece of good news that</description>
    <pubDate>Sat, 31 Mar 2012 22:55:06 GMT</pubDate>
   </item>
   <item>
    <title>Senior Medical Insurance - share your story here.</title>
    <guid>http://www.retirement-online.com/senior-medical-insurance.html</guid>
    <link>http://www.retirement-online.com/senior-medical-insurance.html</link>
    <description>Senior Medical Insurance: Read how seniors are coping with health care issues here...</description>
    <pubDate>Fri, 30 Mar 2012 20:04:54 GMT</pubDate>
   </item>
   <item>
    <title>Senior Relationships - We All Need Somebody!</title>
    <guid>http://www.retirement-online.com/senior-relationships.html</guid>
    <link>http://www.retirement-online.com/senior-relationships.html</link>
    <description>Senior Relationships - family, friends, caregivers...</description>
    <pubDate>Fri, 30 Mar 2012 13:53:59 GMT</pubDate>
   </item>
   <item>
    <title>Can I collect social security retirement benefits on my divorced dead husband?</title>
    <guid>http://www.retirement-online.com/can-i-collect-social-security-retirement-benefits-on-my-divorced-dead-husband.html</guid>
    <link>http://www.retirement-online.com/can-i-collect-social-security-retirement-benefits-on-my-divorced-dead-husband.html</link>
    <description>I will turn 62 in July 2011. I believe I will take early retirement because I don't have a regular job - I generally earn less than the $14,000 limit.</description>
    <pubDate>Thu, 29 Mar 2012 12:57:43 GMT</pubDate>
   </item>
   <item>
    <title>Yoga at Age 92</title>
    <guid>http://www.retirement-online.com/yoga-at-age-92.html</guid>
    <link>http://www.retirement-online.com/yoga-at-age-92.html</link>
    <description>Can you imagine someone doing Yoga at age 92?  Well, I just viewed this video and had to post it here for all to see! This gal is amazing!  Bernice Bates</description>
    <pubDate>Mon, 26 Mar 2012 13:49:05 GMT</pubDate>
   </item>
   <item>
    <title>Thinking of early retirement</title>
    <guid>http://www.retirement-online.com/thinking-of-early-retirement.html</guid>
    <link>http://www.retirement-online.com/thinking-of-early-retirement.html</link>
    <description>I am a female government employee who has a very physical demanding job in highway maintenance.  I have been at this job for 28 years and am eligible for</description>
    <pubDate>Mon, 26 Mar 2012 13:45:14 GMT</pubDate>
   </item>
   <item>
    <title>Stop Smoking by Hypnosis</title>
    <guid>http://www.retirement-online.com/stop-smoking-by-hypnosis.html</guid>
    <link>http://www.retirement-online.com/stop-smoking-by-hypnosis.html</link>
    <description>Stop Smoking by Hypnosis</description>
    <pubDate>Mon, 26 Mar 2012 02:10:04 GMT</pubDate>
   </item>
   <item>
    <title>Senior Weight Loss via Gastric Band Self Hypnosis, just like Dr. Oz Show</title>
    <guid>http://www.retirement-online.com/senior-weight-loss.html</guid>
    <link>http://www.retirement-online.com/senior-weight-loss.html</link>
    <description>Senior Weight Loss: Gastric Band Self Hypnosis: Dr Oz Show had this same hypnosis that my friend also does,...</description>
    <pubDate>Sun, 25 Mar 2012 23:51:29 GMT</pubDate>
   </item>
   <item>
    <title>Retirement and a Fruitful Liason with the Enemy &lt;br&gt; Remembering the 1960s</title>
    <guid>http://www.retirement-online.com/retirement-and-a-fruitful-liason-with-the-enemy-remembering-the-1960s.html</guid>
    <link>http://www.retirement-online.com/retirement-and-a-fruitful-liason-with-the-enemy-remembering-the-1960s.html</link>
    <description>As much as I adore the Retirement on Line, (ROL) website, to say nothing of Wendy’s sterling efforts in providing a meaningful conduit for our respective</description>
    <pubDate>Sat, 24 Mar 2012 14:27:49 GMT</pubDate>
   </item>
   <item>
    <title>Retirement: Move forward, Don't look back</title>
    <guid>http://www.retirement-online.com/retirement-move-forward-dont-look-back.html</guid>
    <link>http://www.retirement-online.com/retirement-move-forward-dont-look-back.html</link>
    <description>i retired after 21 years in the military. It was false sense of security, but real sense of monetary security.    Get connected with current life in every</description>
    <pubDate>Sat, 24 Mar 2012 14:19:03 GMT</pubDate>
   </item>
   <item>
    <title>Help Me To Retire</title>
    <guid>http://www.retirement-online.com/help-me-to-retire.html</guid>
    <link>http://www.retirement-online.com/help-me-to-retire.html</link>
    <description>Help Me To Retire</description>
    <pubDate>Fri, 23 Mar 2012 13:58:50 GMT</pubDate>
   </item>
   <item>
    <title>Estate Planning</title>
    <guid>http://www.retirement-online.com/estate-planning.html</guid>
    <link>http://www.retirement-online.com/estate-planning.html</link>
    <description>Estate Planning</description>
    <pubDate>Fri, 23 Mar 2012 13:51:39 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Locations</title>
    <guid>http://www.retirement-online.com/retirement-locations.html</guid>
    <link>http://www.retirement-online.com/retirement-locations.html</link>
    <description>Retirement Locations</description>
    <pubDate>Fri, 23 Mar 2012 13:44:27 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Income Planner Ideas</title>
    <guid>http://www.retirement-online.com/retirement-income-planner-ideas.html</guid>
    <link>http://www.retirement-online.com/retirement-income-planner-ideas.html</link>
    <description>Retirement Income Planner Ideas</description>
    <pubDate>Fri, 23 Mar 2012 13:40:04 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Planner Ideas</title>
    <guid>http://www.retirement-online.com/retirement-planner-ideas.html</guid>
    <link>http://www.retirement-online.com/retirement-planner-ideas.html</link>
    <description>Retirement Planner Ideas</description>
    <pubDate>Fri, 23 Mar 2012 13:22:47 GMT</pubDate>
   </item>
 </channel>
</rss>

