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Can I Retire? Calculators

to Help You With This Hefty Decision

CAN I RETIRE? calculator Help Online here... to help you answer this important question.

There are oodles of calculators on thousands of websites out there.. here are a few that I think are relatively easy to understand and use. However, first a few thoughts:

Can I retire? A financial planner can help you determine when enough is enough.... many will offer a free consultation and and a free review of your savings and assets. It is well worth a few hours with several planners to see if they agree with your savings status or whether they have completely differing ideas -- and then its up to you to decide which makes sense to you.

Can I really retire? You may become even more confused the more you look at these calculators. There are so many ways to interpret data -- and so many different lifestyles on how the retirement savings will be used.

Remember -- some folks will travel to Europe annually for the first few years, others will start a home business (both using their retirement savings early in retirement) - and others will move slowly into retirement, trying to determine who they are and what they want to do with this new retirement adventure.

There are no easy answers on when enough is enough -- it depends on your savings, investments, expenses, and mostly, how you spend your savings in retirement.

AARP - Money section has lots of info on financial planning and low-income help.

Social Security benefits calculator - they send you an estimate every year before your birthdate, but you can also estimate your benefits here.

USA TODAY has oodles of great calculators for you -- mortgage, credit card, savings, retirement, whatever you need to check out, it's there!

CNN Money has lots of Retirement and Planning calculators, including Early retirement help, debt reduction, etc.

Motley Fool website should not be discounted (due to the "fool"name.. grin!)... if you don't know this popular name, think again... their retirement tools and calculators are very helpful!