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Baby Boomers

Disability Retirement...
What Now?

So many folks work and suddenly are faced with an early Disability Retirement -- it comes suddenly, and you can't work.

That's when you might seek the advice of a disability lawyer or attorney. Do you realize that most attorneys will offer you a free session to discuss your case? That's when you find out whether YOU like the attorney - and they find out if they can win your case. If they believe they can, they may offer to take your case on "pro bono" basis - meaning you don't pay until you win. At that point, the attorney gets a portion of your retroactive benefits -- but it's often worth it as you get the benefits MUCH faster than if you try alone. The attorneys know how to get this approved, they know the Judges, they really can help you.

Now What?

You apply for disability pensions (if any), like your Social Security Disability Insurance Benefit, or a personal disability policy, or employer disability retirement. Assuming you get approved, you generally live on less, as you had less working years to save for your well-funded retirement.

Hopefully, since you obviously need medical coverage for your disability, you can apply for Medicare, or Medicaid also. We won't get into retirement investment planning on this page... with a disability retirement, it's probably too late to plan.

The bottom of this page has articles written by disability retirees on how they retired and how they live life! You still have a life and need to decide how to be productive and busy... there is life beyond your disability.

You might even consider a retiree blog, like these retirees wrote or go one step further and try a website, for supplemental income.

I hope they provide inspiration to others going through the same lifestyles!

  • Marge shares her disability, then retirement experience from years ago.

  • Doreen has an great way of looking at life... a very positive gal! Discover Yourself, all about self-reflection.

  • Jean rides her senior citizen scooter!

  • This is Peter from Canada and his story on how his new scooter helped his retirement depression!

  • Now Irene doesn't have a disability, in fact, she "has no time" for depression... so I thought I'd add her seniors and computers article here!

    Andrea is a doctor and has built a website about arthritis called Natural Arthritis Relief. I'm all about natural to keep us away from yet one more prescription drug when possible.. so if you are hurting, you might check out what Dr. Andrea has to say!

    Check out the stories at the bottom of this page!

    Share your two cents on any Disability Retirment issues...

    Do you have an experience to share with others? Your knowledge could help another retiree out there, good or bad, maybe just a warning on what happened to you.

    If you have found useful things, like the Scooter stories, please share your experience with readers!

    Enter Title of Your Disability Retirement story here.

    Learn from others... Check out their Two Cents on Disability Retirement Issues!!

    Click below to see contributions from other visitors to this page...

    Disability Retirement and Me  I WENT... I BECAME... I WAS!

    At about the very "tender" age of 50, I decided to go back to school, a University of all places!

    I had already ...

    Retired at 39!   My story is one of good fortune, hard work and also tough luck.

    My father and I owned a very successful HVAC company in the suburbs of Chicago for ...

    Disability Retirement: Multiple Sclerosis (ms)   I am a physician forced into retirement at the age of 51 by Multiple Sclerosis (ms) associated disability.

    MS is most often thought of as a disease ...

    Disability Retirement -- COPD  I am from California and am a 57 year old female. For 27 years I worked in Social Services and was a supervisor for welfare fraud.

    I have been retired ...

    Disability Retirement and I'm OK!  Hello, I am from California, United States and I am 58 years old. I was a shopkeeper and helped my brother with carpeting, but now I stay at home and do ...

    Low Income Senior Apartment,
    not so great...
      Okay, so I found what I thought would be a great little place for quite a while.

    Actually the apartment is cute at first viewing, one bedroom, living ...

    Social Security Disability -
    Michigan Subsidized housing options with poor credit
      I am 61, live in Michigan, and I am collecting Social Security Disability for COPD/Emphysema/Chronic Bronchitis.

    I have been trying to find subsidized ...

    Working online after Disability Retirement  I have a very good experience to share with you about disability retirement.

    My only advice to the people who are retired is they should not get depressed ...

    Retired: Pacemakers and the prostate gland  A couple of years ago a doctor discovered I had a low pulse rate, something like 35-40 ticks a minute. Of course I have low blood pressure and I'm scrawny ...

    Disability Retirement, with Children, AND a good attitude about life!  I have been on disability for over 6 years now. When I was 41 I got very sick and spent the next year and a half in and out of the hospital for a variety ...

    Disability Retirement from S. Africa  Who am I, probably someone still trying to establish the unexplained, what happened to me, the person I knew for forty nine years?

    Why me, will the ...

    Heart patient of 20 years  I am 71 years old and I have had two open heart surgeries.

    i have been dealing with high blood pressure and cholesterol. plus i have degenerative artery ...

    Disability Hits Unexpectedly.. Save Save Save!  I never expected to be retiring with a disability.

    I figured I'd have a few good years traveling with my spouse before we slowed down to spend more ...

    Loved my job, forced into Disability Retirement  I must say that I love my job. I have been working for over 50 years in my profession. I started when I was right out of college in the field of computers ...

    More Retirement Advice here!

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    Please consider leaving your two cents... questions and comments about what you just read! It only takes one retirees thoughts to help another retiree...

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