Senior Independent Living

 This is the place to find information on Senior Independent Living options...

Some retirees don't even think twice about where they will live in retirement. Home Sweet Home, of course.

Others look at their options - they might downsize to a smaller home/condo, move into a rental, or to a warmer climate. 

Are you looking at your housing options as a senior? 

Staying In Your Own Home

More and more seniors are choosing to remain at home. There are services available to help you too. 

Why stay in your own home? Remaining at home, for seniors has lots of great reasons...

If you intend to remain at home, and many of us do --  check out some senior home security to stay safe.

But we need to be real here... can you really stay in your own home?

Do you need help, financially, to remain in your home? Consider a Reverse Mortgage for Seniors, which might be the key to staying at home.

Downsizing in Retirement

Some seniors also downsize to live in smaller living quarters with less upkeep. There are many reasons for retirement downsizing - into a smaller home, condo, apartment, whatever works for their budget and lifestyle.  

There are lots of creative ways to downsize too!

Nowadays,  you might consider furniture with storage space.

Low-Income Senior Housing

Consider Low-Income Senior Housing as another option... worked quite well for my father.

Senior Citizen Apartments

Living in Senior Apartments - my dad lived in a low income senior apartment... and we loved it. Read about our experiences here. 

Retirement Locations...

Retirement Locations to consider!

Best States to Retire in!

Where Do YOU Live?

Please contribute your two cents to this topic:

  • Did you remain in your home in retirement?

  • Did you move to a Retirement Community?
    (house, condo, apartment, low income)

  • Did you make changes to your home to help you accomodate aging?

    Tell us about your retirement lifestyle and where you live to help other retirees figure out which direction to move in! Thanks!

    What Other Visitors Have Said

    Click below to see contributions from other visitors to this page...

    Looking for a living situation 
    I am 25 years divorced and have rented rooms in residential homes since ( I have done contract work here in The U.S. and overseas so I have never settled …

    Retired in Las Vegas  
    Moving from Upstate NY to Las Vegas has allowed us to retire to not only better weather but also a much lower cost of living. In our retirement community …

    House renovations at 62? 
    I'm 62, retired, on ssi and an annuity, my 70 yr old husband has had dementia for about 2 years and emphysema for about 7 years, is on ssi, and pension. …

    Radical downsizing 
    I retired last year at the age of 65. We spent the last year doing lots of thinking. After realizing that we couldn't continue the same lifestyle, we …

    How to downsize and dispose of my house. All this STUFF! 
    Have been in my house since 1968 and will be moving in with my daughter, from a 4 bedroom house to one room. I have several collections, that were …

    Retiring and Living in A small town 
    The day I retired from my job we sold our house that we had lived in for over 21 years. We had been planning this move for a long time and thought we had …

    Home Sweet Home: Time to move on 
    Well, as many know who have been reading this web site, and more specifically, some of my ramblings, I am approaching, in one month a full year of doing …

    Equity Release from Home, or Not? 
    Hi My name is Dee and I only joined the site a few minutes ago. I was looking for advice on Equity release from my home. I retired from the NHS …

    Stayed In Our Home (For Now) 
    My wife and I are young retirees. She is 61 and I am 62. We are fortunate to have been able to pay off our mortgage so it's inexpensive to live here. …

    Low Income Retirement Community.. Mine's not good. 
    I live at a seniors building for people who are 60 or older! The building is very old almost 40 years now, still has that ugly peacock blue paint at …

    Renting vs Buying in Retirement 
    I know that the general rule is NOT to have a mortgage in retirement, but what if I could purchase a condo in NC with a 15 yr mortgage that would result …

    Lack of Senior Housing 
    Our town has very little senior housing and most of it is rental so it's difficult for seniors to buy a home. It was sheer luck that we found this …

    Renting vs owning  
    Is it wiser to rent than to purchase in retirement? Even if the mortgage would be the same amount as rent. Can I even get a home loan at 65yrs old? …

    Retirement Disability
    in Lyndhurst, NJ: HELP!
     
    I am telling this story for my sister. She is 61 years old, will be 62 in August. She is on disability, she receives $720. a month. She has COPD. She …

    Retirement Living in Chicago: Living in my Home 
    I retired part time, when I was 75, I could not bear the thought of retiring completely. I still work thirty hours, so I don't know for sure if I qualify. …

    Need Senior Housing in: Yukon Oklahoma 
    I am trying so hard to find my 84 year old mother a senior apartment living that is affordable but i am having the hardest time... everything has such …

    Retired in Tennessee 
    I retired at home. I live in middle Tennessee which I still think is beautiful and engaging in all four glorious seasons. I live just outside Nashville, …

    Retirement At Home is a Blessing 
    . My current home is where I retired for so many reasons and all of them were a blessing to me. I am a social worker and even having a home after spending …

    Low Income Senior Apartment,
    not so great...
     
    Okay, so I found what I thought would be a great little place for quite a while. Actually the apartment is cute at first viewing, one bedroom, living …

    Social Security Disability -
    Michigan Subsidized housing options with poor credit
     
    I am 61, live in Michigan, and I am collecting Social Security Disability for COPD/Emphysema/Chronic Bronchitis. I have been trying to find subsidized …

    Retirement with a Mortgage 
    I retired 14 years ago at age 62. I would have not even have considered retirement unless my house was paid for. What is this mortgage thing that …

    Living in our 3 bed ranch
    and Staying part-time in Camper
     
    We were supposed to sell our house and travel in our camper. That has not worked out as the housing market took a dive. We stay in the camper at …

    ROOTS 
    It started out on February 1st, 1947 on the west side of a large metropolitan city. You might say that these were my roots. I go back occasionally …

    Are you taxed on were you lived or were you retire to? 
    I believe the question was already answered but if I worked in California and am retiring in Colorado. I pay Colorado taxes on my retirement not California, …

    Click here to write your own.

    Retirement community: Pensacola Florida 
    My husband had a massive stroke at 59. He has made some recovery and is now 62. He has aphasia, which keeps him from being able to communicate very well... …

    Retired: live in a small Iowa town and love it. 
    My husband and I sold our business and home in Texas and ended up trying to owner finance which did not work out for us. After coming away with only $100,000 …

    Retirement and My Home in MD 
    When I retired, I remained at my current house, located in Maryland. I have no plans to move. While many of my friends have moved down south with hopes …

    Where to Live:
    Angola, Indiana and
    winter in Shelby Twp Michigan
     
    I can't decide where I want to be at... I do know I need low income to survive. Wendy's reply: This is always a big decision, Bonnie, with …

    Click here to write your own.