Cheap RetirementRetirement is one of those events in life that creeps up on you when you least expect it! Sometimes you planned for it to happen and sometimes it’s dumped on you leaving you exhausted, and confused! You always thought that this would be a Golden Era that would at last enable you to put the feet up, sip Martinis and be a Pampered Belle (or Beau if you happen to wear trousers)! Not so... unless you are fortunate enough to be the Heir to a Fashion Dynasty or strike Oil in your back yard. Did you ever use the word cheap in the whole of your life… I mean even once or twice maybe? No… well you better get used to it because Cheap is here to stay. Cheap Retirement activities will dominate your waking hours and most probably those when you are not! Cheap may not be all sunshine and Dom Perignon or four Ski trips a year but Cheap is Good… it’s Wholesome and it’s Eco Friendly; most important in these days. Let’s take a short nap (very) which is essential for all successful cheap retirees and then figure this out. Short Nap? Well you don’t want to miss the Two for One at the Walmart this afternoon… Do You? Consider calling your cable company, your car insurance company, etc. Tell them you are retired, living on a fixed income and just can't afford their services and are looking at other companies... ask if they can help you before you go elsewhere. A retired economics teacher I know calls one company each year asking for help... and usually gets a break. Hey, why not? Review your bills. Ask the telephone company what all the small charges are... maybe some are unnecessary. Same with your cell phone bill (I've paid $11/mo for internet, yet I don't use it on the cellphone, and didn't know I had it!, your cable tv bill, internet bill.. all of them.. check them out. One simple call can save you a few dollars month after month! Eating out? Consider lunch as your big meal out, much cheaper than eating out at dinner time! Watch for Buy One/Get One Free offers... if you use and need the product. If you don't, save your money. Don’t buy small cans ...they’re ridiculously expensive and designed to make retirement Painful not Cheap! Consider dumping your landline phone, as long as it’s not connected to your internet, and go Totally Cell Phone! Just THINK for a few moments about your bills and see where you might be able to cut back. Finally, there is a bumper sticker out there that goes something like: I want to live long enough to be a burden to my children. My Suggestion is: Go Visit your Son or Daughter once a year for at least 4-6 weeks... That could be classified as Cheap Retirement with Benefits! New! CommentsPlease consider leaving your two cents... questions and comments about what you just read! It only takes one retirees thoughts to help another retiree... |
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