Pension vs Spouses Social Security

by anon
(Massachusetts)

Hi,
Can I collect on my husbands Social Security if I am collecting my own retirement from a State retirement fund?

Wendy Social Security has nothing to do with earning and collecting a pension. Both are benefits you earned from the Federal Social Security and the State Retirement system, separately.

Having said that, you will get the higher Social Security benefit -- your full benefit or half of your husbands. Unless he made lots more than you, you'll likely draw on your own earnings instead. You will automatically receive the higher of the two calculations.

This is a very general answer.. I don't know your earnings, your ages, how long you've been married, so I just want to be sure you check with Social Security. They can calculate (and they MUST look at both calculations) to assure you get the highest benefit you are entitled to.

Click here to post comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Social Security.

Please Support Site!

Custom Search

Share Your Retirement Just Click & Write!

Job Search 

what
job title, keywords
where
city, state, zip
jobs by job search

A Compliment
A truly dynamic and special person is the woman who started this site...Retirement-Online.  It has been a wonderful place to share thoughts, opinions, art work, music plus all the other fun things.  Her advice and encouragement have been a valuable treasure.  This is someone that I feel should get loads of compliments on this National Compliment Day! Best Wishes,  Nina Yakimiuk, United Kingdom

Wendy:  I am truly humbled. Thank you! 

Sometimes, a beautiful post makes my heart sing! Retired: Alone in a Crowded Room

Sometimes your two cents can make a big difference in someone's life!  Good Life but Just not Happy.

Retirees Help Retirees - Thanks to all who Help Here!