Retirement Questions
and Answers

Thank you for your site!  Hello Wendy,

You website is amazing and so professional. I came to your website as I wanted to meet new people. Not for romance at all. I love hearing ...

Wrestling with the decision.... To Retire or Not To Retire?  I'm torn between loosing the salary and gaining the stress-free life I feel I've earned after 22 years of teaching. I'll be 67 in April and would like ...

Why work?  I'm 63 and in government work. Currently have 37% disposable income. If I retire now, between pension and SS will have 32% disposable income. This includes ...

Retiring and RVing  We are trying to RV but the housing market stopped us from putting the house on the market. We owe what the house is now worth as opposed to 5 yrs ago....

Paying taxes on a state retirement from MI
because now living in IN...  MI retirement office didn't know who I should contact in IN to find out how much I have to pay and where to pay this amount. Could you help me? Thanks....

How to De-clutter the Home?  How do you clear out all the papers, books, reference books and other clutter accumulated from your teaching years?


Wendy's Reply: Oh wow, Mari,...

What to do in Retirement
for Michigan Senior  I need some suggestions as how to cope with my newly retired husband who has no hobbies except watching t.v.

Thank you.

Wendy's two cents: Hi ...

Depression in retirement  Please comment below and help Paula past this! Thanks! Wendy

I had a job that was fast, furious and lifesaving.

I was a Adult Protective Service ...

Still working & drawing social security...  Do i have to quit my current job in order to start drawing my social security benefits at age 66?

I need to continue working for spouse's insurance ...

Social Security Estimate  what is an estimate of what i will receive once i am approved? i made 38000.


Wendy's Reply: Hi Charles!

Nothing with Social Security is that ...

Number of social security checks issued?  )n average, how many checks are issued out to people at age 66, compared with at age 62? where can i find such data? thank you.

Wendy's reply: I ...

Retired and Still Working Part-time.. income limits?  I turned 68 in Jan. How much can I earn extra, without paying ss back? I work part-time.

Wendy's Reply: You can earn all that you want.. there is ...

Collecting from deceased spouse's social security?  I am 65 and still working. Can I collect social security from my deceased husband now and then collect from my own social security when i stop working ...

Recently Retired...
is this confidential?  Are these e-mails confidential?

Wendy's reply: It depends on what you want to do. If you use the "contact me" on the left navigation bar, a private ...

Best Health Insurance Plan for Mom  I have been scouring the insurance sites trying to find out which health insurance plan & company is best for my elderly Mom. I figured if anyone knew ...

EARNINGS at age 62  I'm 62 in december 2009.. how much can I earn in 2010 with a penalty?


Wendy's reply: From age 62 to "full retirement age" (age 65-66), you can ...

Social Security question by recently laid off senior  I was laid off my well paying job 4 months ago. My type of work is now become virtually non-existent due to the decline of oil related businesses.

I ...

Low Income help for retiree  I have a few questions that I would like to find some answers to :
We live in Colorado I’m 63 and my wife is 69, we are both receiving SSA benefits.

It ...

Retirement Earnings  At age 68 is there a limit to how much I earn if I started drawing my social security benefits at age 62?

Wendy's Reply: Depending on your "full retirement ...

NEW RETIREE: Should i worry?  Just retired w/$500k in a Fidelity managed IRA. it has lost $10k in three weeks!!!

Wendy's Two cents: I'm not a financial planner so I'll leave that ...

Social Security - How many years do they use?  How is social security based on... I heard it was the last 5 years you work, then i heard it was the best 5 years . can you give me some info please?

Wendy'...

Social Security  Is a Calender Available for 2009 Benefits Payments? My DOB is Jan 3 1944.

Wendy's Reply:
Here is the link for when checks are issued -
Social ...

Retirement e-mail  I can't seem to get on to the retirement e-mail.
How do I do this?


Wendy's reply: Click on the CONTACT ME on the left navigation bar.. and tell ...

Retired people having to reenter the workforce and the positive implications  I am writing a paper for my BSN on retired people and senior citizens reentering the workforce. I would like to list the negative and positive impacts ...