Pre Retirement AdviceFree Retirement Planning HelpI hope this page can provide solid retirement advice for those looking for pre-retirement planning help. Many people spend more time Just think, those "retirement years" can be a third of your life! Think about that -- it's so true, and we need to consider the possibilities in retirement. It's not a good idea, as you might guess, to retire and THEN think about retirement... you really need to simply consider where you are headed (both financially and what you might do daily). Retirement isn't all about money... There are two sides to every retirement coin: Some retirees have ideas on the Top Ten Reasons to Retire -- while others say: Don't Retire! It all depends on your definition of retirement! I learned lots about the definition of retirement (or should I say UN-retirement) through the book Too Young To Retire. Now -- check out the retirement advice these folks have to share in "101 Ways to Retire or Not". The retirement decision itself can be totally emotional. It's really not that easy. The new retiree is stepping into the "unknown"... that time of life called Retirement. Emotional retirement decisions are tough. Don't let family, or a co-worker, give you retirement advice on when to retire... it doesn't work that way. Many years ago, I remember a man who was retiring on the same date as a co-worker because they were hired on the same date. They chose to retire on the same date... and completed paperwork, with their wives, together. Weeks later, he was in the office for insurances, before retirement. I pulled him aside and asked if he REALLY wanted to retire. He looked surprised and said he did. I told him how his partner was so happy and animated when he did paperwork, while he was silent. He didn't reply but I remember that I had a very strong gut feeling that he wasn't ready. I don't remember who he was, only that strong feeling that it wasn't right for this man. I wish I could ask him today... I would BET he retired because his partner did, because it "was time", because he felt he had to, not wanted to. Retirement is a very very personal decision. IF someone talks you into retirement, and you aren't quite ready, you might fall into a depression like so many others do. Don't just walk away from work, simply stop and think. Take the time and effort to write a list of why you should and shouldn't retire (I did!) You need to think about the pros and the cons of walking out that retirement door...
My Retirement Advice -- do exactly what you are doing right now. THINK ABOUT YOUR RETIREMENT YEARS! Your retirement life can easily last from 20 - 40 years, and you aren't even thinking ahead about your retirement years... or are you? I hope so, since you are reading this! Loads of options for you to consider, lots of questions but few answers as we all have different ideas on retirement. You must choose your own retirement lifestyle based on what you love to do, your resources, etc. That's what I hope to explore on these pages.
Let's make it FUN - Make our own happy retirement (whatever that means to you!) Retirement is the beginning On Boomer Retirements, we aren't living our parents or grandparents retirements! we are aging gracefully(physically and mentally) many of us will be working longer until later in life we have longer life expectancies due to medical advances (aging statistics) we need retirement activities to keep actively functioning in society we need retirement investment planning to meet our income needs for a longer lifetime. It's a great time to give back to our community. We've got it all... now what to do with it? Retire to the Internet, I did!
Not A Destination! |
Please STOP and THINK about your Retirement Years -
What will you do all day? The Gift of Time -
What will you do with your gift?
What retirement hobbies would you like to learn about or get into more? Think about something you enjoyed years ago...
Interested in Online Retirement Groups for friendship? Just friendly chit chatty emails!
Where might you work (yes, employment!) Retirement Jobs could be on a part time or full time basis... even part time is more income, less coming from savings, increases your Social Security. There are many benefits to working.
Where might you care to you senior volunteers?
Where might you like to live in retirement? Stay in the same community or move elsewhere? The ideal places to retire website has great options!
Want to do some Senior Travel -- day trips or foreign travel?
Think about retirement living (after retirement years).
Are you ready to make the big retirement decision? Before retirement, anxiety and depression might happen while trying to make the big retirement decision.
Will you have a happy retirement or after retirement, anxiety and depression? as a Senior?
Are you happily married before retirement? Marriage in retirement can be one more test in life... grin!
Is divorce at retirement a possibility?
Do you have a will or estate planning legal paperwork?
Think about your financial status for your Retirement Years - you really should seek professional help for this type of retirement advice.
My two cents here: you might know how to save - but you probably need the help of a professional to know how to withdraw your savings later. You need your savings to last a lifetime, if possible...
Have you tried online retirement calculators? Can I retire? Calculator might answer that question for you... but a financial planner might be necessary.
Do you understand your Social Security options?
Do you need pension plan help? Do you understand your pension?
Do you have IRA's or investment accounts?
What if you suddenly need a disability retirement, and must stop working?
Have you checked your free credit report lately?
Stop and think -- it can make a Huge Difference in your next 30 years!
Bookmark this website, or subscribe to my free e-newsletter so that you'll continue to learn and have a fantastic retirement!
Happy Retirement!
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I hope this pre-retirement planning retirement advice helped you in some way!
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