Save yourself from IDENTITY THEFT in Retirement with one simple step ---
get your Free Credit Report.
Ideally, you should do this three times a year -- maybe January (taxes), May (spring time), and October (fall time).... but even once a year is better than not at all.
This is FREE -- Why wouldn't you request a FREE credit report to assure yourself that nobody is using your name or credit out there.
If you don't take a few minutes now, to check your credit report.... Later, someone using your identity could prevent you from getting a loan you need, from selling or buying a home, etc.
It's not impossible, but truly TONS more work to clear your credit after identity theft occurs, and SO simple to keep it in check NOW.
Annual Credit Report is a site that provides the report once a year (without a credit score) - be careful, there are many credit sites out there, many charge a fee, and you certainly don't want to find a SCAM site and enter your precious personal data!
You can also call them as a central resource for the FREE credit report at 1-877-322-8228.
To write for a credit report, send the following information:
Here is a letter you can use, for your yearly free credit report, just fill in the blanks and mail off to any of the three Credit Reporting companies in the U.S.A. Simple!
Do you think that Seniors are the TOP targets for Identity Theft? They are high on the list, but believe it or not -- newborns are the top targets.
Who would ever think to check the credit report of a child? That's exactly how the scammers do it... you've got a social security number, they can get data from hospital records, etc.. and wham, that 2 yr old is suddenly a bad credit risk and the parents have no clue!