Do I retire or do I continue working?
Is this an emotional retirement decision? Absolutely!
Yes, I will retire! A few lucky folks can easily walk out the employers door, and never look back... they had employment issues, disliked their supervisors, didn't agree with the company's direction or philosophy. They knew "it's time". Maybe they planned what they will do and are ready to accomplish their next step in life!
They wanted to retire, maybe even voluntarily retired. The job was simply a job and they were eligible to retire, it's not an emotional retirement decision, and out the door they walked -- pension or not.
Nooo! I'm not ready! Others were "forced out" for a variety of reasons: layoffs, downsizing, management decisions. These folks have to somehow make peace with not having made the decision themselves, and someone else forced them into retirement.
That doesn't mean they "must" retire-retire, they can retire from that position, but may work part time, full time, or volunteer elsewhere.. just to keep busy and active.
This is a VERY emotional retirement decision, as it's not your decision. There IS life after retirement.
To Retire or Not To Retire? Then there is me, and zillions of you out there -- who simply have to decide whether to Retire or not.
Sounds simple when you are 30, 40, whatever and you are many years from retirement -- but when it's YOU, and YOUR retirement, and YOUR life -- the emotional retirement decision is very real and difficult!
Many of us have a hard time with this decision -- it is a very challenging time of life and time of life-changing options and possibilities that can impact the rest of our lives.
I personally struggled with the retirement decision for approximately five years... I tell folks I'm not sure if I'll retire in 2 weeks, 2 months, or 2 years, and I was really honestly not sure.
This book from Amazon could greatly help you...
A New Earth is about quieting the self-talk in your head to find peace. In my case, Retirement Peace!
Plus there are weekly lessons on Oprah.com on the same book... folks worldwide tuned in to ask questions to find their own peace in life.
After a lifetime of worry, I can't say I never worry, but I have a better outlook now... there is only so much you have control over, and often worrying just doesn't help (and really makes your body ill - worry is toxic).
This book will help quiet your racing never-ending self talk... if you are REALLY seeking internal peace, you might be ready for this life-changing book! I was...
For a few dollars, I really truly think you can find peace and contentment in your own retirement, like I did! Wendy
Do you like your job? Are you helping society? Does your employer need you? Are you filling some purpose in your employment or community?
What are the negative aspects of your work, your employer, your co-workers? Tell the truth, no sugar coating your job here... The grass is not always greener in retirement.
WHY do you want to retire?
WHAT will you do all day?
Are you financially ready for retirement?
Decisions, decisions... Emotional Retirement Decisions!
Update: It's now 2010, two years after this was written. I retired in April and haven't looked back. I am happy, I am content, and I am loving my retired life! Read about my retirement here.
Update: 2012 here... so thrilled that I retired when I did and still not unhappy with my decision. I did realize, just quite recently, that 2011 was a big blur to me. I didn't accomplish much on my website, I kept busy and did little. How does THAT work? Not quite sure myself... on to more productivity in 2012! Wish me well!
Update 2013: It really took me 3 years to get into the retirement groove... and I KNOW Retirement. That doesn't mean it will happen to you, but I hope you benefit in some small way with my own rertirement decision!
Update 2020: I've been retired TEN years now! Woot!
IMAGINE THIS: I retired with 37 years of service at age 55. My mother, today in 2020, is age 94. If, God-willing, I live to 94 years of age -- I will have lived a 39 year retirement.
IMAGINE THAT -- almost 40 years in retirement! Can you do NOTHING for 40 years? I know I cannot. So, think ahead, what will YOU do in your retired years?
Answer the questions above -- use the Contact Wendy page and I will chat with you via email.
Sometimes, writing out our thoughts, and having a confidential friend on the other end, helps immensely.
It certainly can't hurt, right?
Click on the Contact Wendy link above and a new page will open, then flip back and forth to answer the questions!
I will reply and start up an email conversation on your retirement.