by Tom Damron
(Plano, Texas)

This advice was gathered from seniors for seniors as a Guide to the Golden Years....Great Advice

Most of us have reached our golden years, or maybe better called the 'Rust' years, and this advice has been collected from many a senior. These suggestions should be read. Some you may know, some may surprise you, and some will remind you of what's important

So read well, share with your loved ones, and have a great life!

1. It's time to use the money you saved up. Use it and enjoy it. Don't just keep it for those who may have no notion of the sacrifices you made to get it. Remember there is nothing more dangerous than a son, daughter, or in-laws with big ideas for your hard earned capital.

Warning: This is also a bad time for an odd investment, even if it seems wonderful or fool-proof. They only bring problems and worries and this is a time for you to enjoy your peace and quiet.

2. Stop worrying about the financial situation of your children and grandchildren, and don't feel bad spending your money on yourself. You've taken care of them for many years, and you've taught them what you could. You gave them an education, food, shelter and support. The responsibility is now theirs to earn their own money.

3. Keep a healthy life, without great physical effort. Do moderate exercise (like walking every day), eat well and get your sleep. It's easy to become sick, and it gets harder to remain healthy. That is why you need to keep yourself in good shape and be aware of your medical and physical needs. Keep in touch with your doctor; get tested even when you're feeling well. Stay informed.

4. Always buy the best, most beautiful items for your significant other. The key goal is to enjoy your money with your partner. One day one of you will miss the other, and the money will not provide any comfort then, so enjoy it together.

5. Don't stress over the little things. You've already overcome so much in your life. You have good memories and bad ones, but the important thing is the present. Don't let the past drag you down and don't let the future frighten you. Feel good in the now. Small issues will soon be forgotten.

6. Regardless of age, always keep love alive. Love your partner, love life, love your family, love your neighbor and remember "A man is not old as long as he has intelligence and affection."

7. Be proud, both inside and out. Don't stop going to your hair salon or barber, do your nails, go to the dermatologist and the dentist, keep your perfumes and creams well stocked. When you are well-maintained on the outside, it seeps in, making you feel proud and strong.

8. Don't lose sight of fashion trends for your age, but keep your own sense of style. There's nothing worse than an older person trying to wear the current fashion among youngsters. You've developed your own sense of what looks good on you - keep it and be proud of it. It's part of who you are.

9. ALWAYS stay up-to-date. Read newspapers, watch the news. Go online and read what people are saying. Make sure you have an active e-mail account and try to use some of those social networks. You'll be surprised which old friends you'll meet. Keeping in touch with what is going on and with the people you know is important at any age.

10. Respect the younger generation and their opinions. They may not have the same ideals as you, but they are the future, and will take the world in their direction. Give advice but not criticism, and try to remind them of yesterday's wisdom that still applies today.

11. Never use the phrase "In my time". Your time is now. As long as you're alive, you are part of this time. You may have been younger, but you are still you now, having fun and enjoying life.

12. Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter. Spend your time with positive, cheerful people, it'll rub off on you and your days will seem that much better. Spending your time with bitter people will make you older and harder to be around.

13. Do not surrender to the temptation of living with your children or grandchildren (if you have a financial choice, that is). Sure, being surrounded by family sounds great, but we all need our privacy. They need theirs and you need yours. If you've lost your partner (our deepest condolences), then find a person to move in with you and help out. Even then, do so only if you feel you really need the help or do not want to live alone.

14. Don't abandon your hobbies. If you don't have any, make new ones. You can travel, hike, cook, read, and dance. You can adopt a cat or a dog; grow a garden, play cards, checkers, chess, dominoes, and golf. You can paint; volunteer at an NGO or just collect certain items. Find something you like and spend some real time having fun with it.

15. Even if you don't feel like it, try to accept invitations: Baptisms, graduations, birthdays, weddings, and conferences. Try to go. Get out of the house; meet people you haven't seen in a while, experience something new (or something old). But don't get upset when you're not invited. Some events are limited by resources, and not everyone can be hosted. The important thing is to leave the house from time to time. Go to museums, go walk through a field. Get out there.

16. Be a conversationalist. Talk less and listen more. Some people go on and on about the past, not caring if their listeners are really interested. That's a great way of reducing their desire to speak with you. Listen first and answer questions, but don't go off into long stories unless asked to. Speak in courteous tones and try not to complain or criticize too much unless you really need to. Try to accept situations as they are. Everyone is going through the same things, and people have a low tolerance for hearing complaints. Always find some good things to say as well.

17. Pain and discomfort go hand in hand with getting older. Try not to dwell on them but accept them as a part of the cycle of life we're all going through. Try to minimize them in your mind. They are not who you are, they are something that life added to you. If they become your entire focus, you lose sight of the person you used to be.

18. If you've been offended by someone - forgive them. If you've offended someone - apologize. Don't drag around resentment with you. It only serves to make you sad and bitter. It doesn't matter who was right. Someone once said: "Holding a grudge is like taking poison and expecting the other person to die." Don't take that poison. Forgive, forget and move on with your life.

19. If you have a strong belief, savor it. But don't waste your time trying to convince others. They will make their own choices no matter what you tell them, and it will only bring you frustration. Live your faith and set an example. Live true to your beliefs and let that memory sway them.

20. Laugh. Laugh A LOT. Laugh at everything. Remember, you are one of the lucky ones. You managed to have a life, a long one. Many never get to this age; never get to experience a full life. But you did. So what's not to laugh about? Find the humor in your situation.

21. Take no notice of what others say about you and even less notice of what they might be thinking. They'll do it anyway, and you should have pride in yourself and what you've achieved. Let them talk and don't worry. They have no idea about your history, your memories and the life you've lived so far. There's still much to be written, so get busy writing and don't waste time thinking about what others might think. Now is the time to be at rest, at peace and as happy as you can be!


Click here to add your own comments

by: Nancy

That's excellent advice, each and every point, but especially about spending your money now! That kind of gave me permission to spend stuff on things I like and need without the ever present guilt.

We don't have kids or grandkids of course to leave it to, so there is that. My parents are Depression era survivors, and that angst was passed down to their children.

Your advice helps with navigating this huge life adjustment and especially for, but not limited to newbies to retirement. Thanks for posting.

by: Len..Pacific


I am so grateful that you posted these advises. I have heard bits and pieces of such information but never read them as you posted here. Indeed so true and good to know. Thank you!

by: Rox/BHC

I have read these and found that, THANKS TO THE FACT THAT I HAVE GONE TO A GROUP OF MY PEERS, I am dong all of them :) :)

Thanks for the inventory and truly GREAT advice/recommendations. Rox

Great Words
by: Donna Augusta Mo

Thanks for this great list. Your time and energy for this piece is greatly appreciated it gave me some great points to think about as well as some of it I have been doing. It made me feel good.

Whoopee! Thank you so much!
by: Zenobia/ Minnesota

I lead various groups at the place where I live and work. My work is as an office administrator and events planner. That's what they hired me to do, but I am kind of a closet social worker and resource person and one of the groups that I lead is called Senior Talk with Zenobia.

Almost every one of your points here are points that I emphasize for my peers and seem to fall short after the meetings. There are note takers and head nodders ( in agreement) but the same patterns return for many and it seems as if I am speaking to dead air.

I realize that people are set in their ways and change is difficult for some but I want to use this wonderful article for my seniors. ( I say seniors as if I am something different) I am sixty eight and counting!

THANK YOU for these wonderful words of wisdom!

Click here to add your own comments

Return to Tom Damron.