(Cambridge, Ontario Canada)
Early in our marriage, my husband Geoff and I realized we shared the unhappy experience of being part of families involved in legal battles due to money left after death. And we decided that whatever children we had would be treated equally in our wills, so there would be no such conflict.
Also, as we both dreaded ever being without cash, we decided from Day One, to be careful with our money. We made budgets and stuck to them most of the time. Oh, we did fall occasionally, but we jumped right back on the wagon and made up for cash lost.
Now that Geoff has gone, died 18 months ago, I find myself, while not affluent, at least in charge of a sum that far exceeds my current needs. I could keep it "just in case" but instead of fearing the worst, I have decided to be positive about my future. The worst just won't happen! Money is to be used, not hoarded.
We all know that Dame Fortune does not always shine where she should. While our son has a very good income, our two 60-ish girls need money now. One has had health problems for at least half of her life. The other made poor choices, both of partner and employment, and while she's always been a good and loyal worker, she's facing a bleak retirement.
Therefore it is my pleasure to occasionally help them out with cheques that ease the pain. And I make sure each one has a note attached: With love from Mom and Dad.
I can almost hear Geoff applauding!
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