Options are a must!
Before one retires, one might consider the satisfying options one will have if he or she retires.
One might have a skill that one can use in part-time employment; or a recreational activity like traveling, if one can afford it and is healthy enough for it; or developing a new fun skill like playing a musical instrument, if one has the patience and a suitable environment to practice; or developing a purposeful and income producing skill, like becoming an electrician; or catching up on your reading, as long as one's health can be maintained despite extended sedentary behavior; or volunteering, as long as one has the skill or other required traits to be useful, and as long as one is fortunate enough to be helping others who express some degree of gratitude.
If one does not have OPTIONS that are at least as satisfying, from a purposeful or lucrative or rewarding in some other way perspective, then perhaps one should consider holding off on retirement.
There are few conditions worse than having nothing to do, no purpose, no reason to get out of bed each day...just existing.
PLEASE CONSIDER YOUR OPTIONS BEFORE RETIRING!