Retired Early with Anxiety

by Deirdre Cusati


I am 56 and retired early from severe anxiety. I have tried to work several at home jobs in the last year only to become depressed. I am tormenting myself over whether to retire early or to overcome anxiety of going to another job. Please help!!!

Comments for Retired Early with Anxiety

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Still Depressed when Working PT
by: Deirdre W, CT

Hi All,
I have written previously about retiring two years ago with anxiety and depression. I have since worked two jobs which made me better temporarily then the anxiety and depression returned. Not sure whether to retire completely, but it’s looking that way.

Search out help
by: Anonymous

You are not alone. As a retirement coach, I find more and more retirees are not prepared emotionally for the transition. Taking such a big step without proper planning adds tremendous stress. As others have said, seek out the help you need. You can live a wonderful new life if you reach out.

Try moving towards your ideal life to help quench anxiety
by: Anonymous

Hello Deidre,

Sorry to read about your anxiety challenges. The first comment on seeking medical advice and help is a good one. Brain science is advancing at a rapid pace, with medications more targeted and mild than 10, 20 and 30 years ago.

As an example of what not to do, I retired by heart attack two years ago at 60. Never went back-did not want to experience second and third events like some of my co-workers.

I found many good books and articles on early retirement, ones that covered the emotional aspects instead of the financial. This can help with the "To work or not to work" question, which can lead to an identity crisis. I'm finally emerging from this.

If financially you need to continue work, things are difficult with Covid, but not impossible. Might be a time to explore what you've always wanted to do. There are no wrong turns.

If you don't need to work for a while, exploring options can be an adventure. The internet lets you set up shop for next to nothing, and try different "jobs" to see what is fun, as opposed to stressful and anxiety-causing. You'll find tons of like-minded people with great advice on what ever you are trying to do.

It is also a great time to get outside. Traffic is minimal, parks are empty, walking, biking... can be done at safe distances from people. Plus it is a proven anxiety killer.

Need some equipment to start your business, make some stuff, or do some other activity? Unfortunately, there are lots of auctions every day, most of which are now virtual. With patience, you can find used stuff to try out what it is you wish to do, without spending a lot of money.

Kind of standard comments said by many. Just wanted to give you some hope that you can do this, it will be the best time of your life.

Retired Early With Anxiety
by: Anonymous


I retired with some anxiety 2 years ago but after getting down to daily routines, I find that my budget just balances (I am quite frugal) and as I thanks God for the past 34 years of working, have good health now, I just continue to trust God for the rest of my life. It has helped me, will hope it does for you.

Anxiety is No Fun
by: Canadian Retiree

It sounds like you have conflicting emotions which does contribute to anxiety. Going from job to job can also create anxiety.

I retired one year earlier than I planned due to recovering from cancer and I was not ready for retirement. I ended up regretting my decision and whishing I had hung in there one more year. Retirement is a huge step and if you are not financially prepared or emotionally prepared for retirement it can be devastating.

I would seek medical help and some form of counselling. It can only help.

Path forward
by: Tom

Greetings, I know what you are going thru since I too retired early from stress and anxiety. I thought all the anxiety would disappear upon retirement but it didn't.

With all the spare time it only got worse especially with the Covid situation. After many months of "trying" to deal with it myself I saw my doctor and got on some medication to deal with the anxiety. After trying several types of medication (which is never fun) I finally found one that works for me.

I am much calmer and can see things and handle life much better now. Maybe this is a good path for you to try. Then once the anxiety is gone or else diminished you can more clearly see what you want for your future..perhaps a new job would be good for you.

I hope things get better for you and I encourage you to "try" and make your life experience better afterall that's what it's all about isn't it?

Take care and best of luck. It is never fun but the goal is to enjoy life.

Retired Early with Anxiety
by: Jane

How about a home based business in something that you like? Sounds like you might have a pension so figure out what you like to do and do it on your time.

Therapy and medications might help

Hello Deirdre,

I am sorry to hear that you are suffering from depression and anxiety. This is a stressful time for so many of us.

Have you spoken with a therapist or your physician regarding your condition? There might be medications available to help with your anxiety, and a therapist could help you decide whether or not to return to work.

You are young, and have so much life ahead. Please take the time now to reach out to your doctor and seek help. Let us know how things go.


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