Retired: staying in same home and pay off credit cards?
Hi All: I have lived in this home for 25 years.
Now my son lives 4 hours away, daughter 3 hours away, driving, and I have one son staying with us. He is a terrific adult.
Anyhow, I have c. cards that I used for lawyers and don't use unless emergency. I live a quiet life and like it after 3 kids. well, in one year I will have to do something to payoff these cards prior to interest starting. Some tell me refinance house. I tried they want all kinds of electricians, plummers ect to inspect this house first at my cost. My son says to sell it. But I am so comfortable.
Is it old age that makes me just want to continue to live here. Or should I sell and loose money, my husband is working here in WPB and is 8 years younger than me.
I am in good health and that is my blessing. My kids are in good shape except my daughter who is grown and lives in a group home now and is fairly happy.
But these credit cards don't bother me because no interest now. Maybe I should go through a credit union, lower interest, but a lot more paper work.
Any ideas about c. cards besides stay away from them?