Retiring and Scared
Hello... just found this site...
I am retiring from the post office in 5 more days and I am scared to death.
Thank god I am 63... can get social security and since I am a CSRS offset employee, my retirement will not be any bigger if I stay till I am 66 or even 70. I think I will be ok for money.
The post office will only give me an estimate of what I am getting and I will not see the final figures for up to 8 months... the OPM does all retirement calculations by hand... Have they ever even heard of Bill Gates???
I am mostly doing this to take care of my mother who is 94 and a pistol... but the post office was my rock... no matter how crappy my life was i could go to work... do a good job and not have to deal with it all for 8-10 hours a day.
I will miss all of those with whom i work... and all but one of the patrons on my route .. but since I do not live in the town in which I work, I lose them all... very scary biz here.
I just wish i knew if I am really doing the right thing...
First, when do we ever know, positively, that we are taking the right road in life? In Marriage? Divorce? A medical decision?
A few retirees are absolutely sure... most aren't. It's just one more decision in life, then after you retire, you'll have to figure out where life is headed. It's different, for sure, but its GOOD too!
Second, I cannot believe the Postal Service takes MONTHS to calculate a pension and begin to pay out. In today's technology, that IS absolutely absurd. Your union should do something about that.. its really crazy.
I did pensions in my job, and we could calculate one in an hour tops... yes, we had a program that was tied in with payroll and employee records. That's the norm in today's pension plans.
Just had to say... its a huge disservice to make new retirees wait this long. WOW....