Scared to Misery
by John Gaska
(Houston, Texas, USA)
I just turned 58 and I don't have a pension. My 401k investment strategy have been under-funded and pilfered through the years to the point that I can't count on much from it.
I've always worked very hard (first in last out) and worked to keep myself well educated and very valuable to my employers. My wife did not work while she raised our two children.
I am in superb health and employed in an executive position and my employer appears to be happy with me. I can't work forever, don't want to, but constantly fight a depression so deep that suicide appears to be a practical option to retiring with marginal income.
Most of my colleagues have or are planning retirement, all with either Government or large company traditional pensions.
I live in a fearful funk that I know is straining my health - my bet is my life will do to me what needs to be done. Not sure where to turn. No one in similar situation.