When it rains it pours... (adult children returning home)
I've had a long career in presenting live arts events in both academic and non-profit theater venues.
I eventually rose to my level of incompetence, fundraising, and was laid off at the age of 58. Was able to find part time retail jobs which kept the wolves away until turned 62 and decided to join my wife in retirement (she's 75).
Her daughter was going through a long drawn out divorce and we decided to move closer to help out. It turned out to be a good thing in that her daughter and two kids (one with autism) would be living in the new car she just bought. But as it turns out the daughter has a number of financial and personal issues that we're enabling by letting them live with us. No progress is being made to getting out on her own (she's 48).
The increased costs of food and utilities has required dipping into the retirement accounts which can't go on. Not sure what to do.
I'm bored to death in retirement, long walks and music help but I need to find something productive to do.
Would like to help the stepdaughter become independent, but discussions of budgeting, being frugal and applying for assistance don't last long.
Afraid nothing will change until forced, which my wife is very uncomfortable with and I understand.