Before Retirement, Anxious...
I am so afraid of change. I am all alone and I do not like to make these very important decisions by myself.
I am not very good with money and I have so many medical and house bills. I am not sure that I can make it on a retirement income.
Guess I wish I could just have someone here to guide me with every decision that arises.
Thanks, Janet WENDY Hi Janet -- Retirement is a big decision, I know! If I can help you with specific questions, email me using the "contact me" in the bottom left column. OK?
I think you need a person that does financial planning. Look for someone you pay as opposed to someone that is paid by commissions from someone else. You are not looking for investment advice. You are looking for help planning your life and understanding the cost of those plans.
If you do not know where to start I would call a local CPA and ask the person how to find someone that can help you.
You might also be able to find some help by contacting Senior Citizen organizations.
Don't do it
Do not retire if you are not financially ready. I was forced to retire and must change my lifestyle to survive. Very regretable.