Retirement & New Job Offer: Need help movin on!
I have worked the same job for 31 years. I have checked and can draw within 400 a month of my current salary. Realizing I'm working for 100 a week made me seriously look into other options.
Then along came a job offer doing something I enjoy doing. It will require alot of hours but I feel I need challenged.
My problem is accepting the stepping down and moving out of my comfort zone. It's on my mind constantly. I have a week or so to make my decision and they are even offering a transition period to move out of my current job. How do I mentally move on and get excited?
This is simply my two cents... ok? To me, there are two things to consider.
(1) Sooo many retirees are anxious after retirement because they don't know who they are and what to do all day. They feel lost. YOU have an offer to transition from your present job to a new job, and there aren't many jobs out there today! You are being offered one!
If you want to work, you have your "out".. if not, whole different story.
(2) If you are bored with your present job and ready to retire anyway, financially, why not?
It sounds like you want a new challenge, you can quit anytime if you later decide its just not for you... but you are one (of few nowadays) who can "Double Dip".
You can bank your pension and live on the new income (or vice versa). Just think - even if you only work a year, imagine your retirement savings account increasing rapidly!
Finally, you didn't mention your age... so I assume you won't start Social Security yet. That means a few more years of work will likely be used in your SS 35 year average -- knocking out a few years early on when you worked as a teen, college student, early career. Your SS payment, in the end, is based on the high 35 years... and you'll end up with more credits with continued work too.
To me, it's a win-win-win....
Having said that, I retired 2 yrs ago, age 55, with 36 years of service and I choose to retire. No more work for me (only my own entrepreneurial ideas)!
Hopefully, some other retirees will chime in with their two cents!