Retirement Questions & Answers

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If you have a retirement question, we've got answers for you.

WHAT? Multiple answers? I only wanted one perfect answer.

Well, life is full of options and retired life depends on your perspective and how you want to live your retirement life. Find new perspectives and make an educated decision!

Retirement-Online's motto is: 

HELP AND BE HELPED!

I can't begin to tell you how many retirees have been helped on my site... no brag, just fact!  This site is totally blessed with so many helpful boomers who answer visitor questions based on their perspectives in retirement.

Everyone has different ideas, based on different life adventures and experiences. My personal idea for your question may totally not work for you, but others might have the perfect perspective and twist to change your life -- and often do!

You have two options... 

1) Contribute your story!  Please be sure to give us details... it's difficult to answer when there is little to go with.  You can write your story as a page on this site. Then others can comment back to you and offer their two cents! Click to find many topics you can write and contribute to!

2) Register for the Free Retirement Insider Newsletter and you'll get updates to this site. You'll see who contributed new stories and can help anywhere you feel you have something to contribute!

Every retiree story can help another in some way... 

Have fun!



Do You Have A Retirement Question?

Do you have a retirement question you need answered? Enter it below! Don't forget to sign it with your name and location!

I will reply and hopefully I will have answers for you... but also, I hope that other visitors to this website will contribute and help answer questions.

WHY? Because some of you might have had the same situation happen to you... and you have answers. You can explain what happened to you and your story, your insight, just might help the next person in their Retirement Adventure!

Thanks!

Check out Some Questions and Answers Below!

Click below to see contributions from other visitors to this page...

Early retirement 
what are my options to retire early due to Cov-19? I am a caretaker Direct care Staff working with the disabled, I been on my job 30 yrs. I take care …

Pension 
I am 69 and have been receiving my pension since I was about 50 when I went on social security disability. I am wondering if I can get a lump sum payment …

Social security and exempt income 
I will start receiving my SS in a year. I am currently my husband’s paid caregiver. In Oregon, he receives a benefit through the state because he’s on …

Up All Night 
I recently retired at the end of 2018 after 46 years of employment. I was very active before I retired. I worked out each weekday and was very busy …

How do I encourage my Dad to get out of the house? 
Hi there, I'd love some advice. My father has been retired for more than 10 years. He's spent most of that time doing, well, not much. Watches TV, plays …

Working for the company i receive a pension from 
I retired from Company 1 and receive my pension from them. They asked me to come back to consult, but in NYS you can only work 900 hours from a company …

80 yrs old. Collecting my s.s.  
80 yrs old,,retired, collecting s.s. went back to work 5 yrs ago in a diff job. Can that raise my s.s. because I am paying into s s.?

What month is better to retire? 
I hear if you retire in the middle of the year that social security may hold your check for months because you made too much money already for the year, …

Social Security & Divorce 
I took early social security at 62. I filled out the form online. I was married for 28 years. Will social security recalculate my benefits after my …

Retirement tests who we really are 
Years back my husband's father said to his son "Jack, find a hobby or interest --something that really grabs your attention. If you don't find an interest, …

Retirement contributions as an employed person 
At 33.3 years of service, is it legal for an employer to stop a tenured person's retirment contributions and the employer stops contributing also at 33.3 …

Retirement 
I retired in 10/2013 the retirement info went into the retirement system automatically for only one of the pensions, I worked for a bank and have 2 pensions …

Chevron Retirement  
I use to work from chevron and had been with them since 1991 and was a manager when my store was sold. chevron closed a lot of stores in dfw area. so when …

Drawing retirement on ex-husbands social security 
I was married for twenty three years and was a stay at home mom, before I divorced and went back to school and started working. Someone told me I can …

Retirement 
When I retire in 2014 from teaching in Georgia at age 68, with just short of 33 years, will I have to pay taxes on my retirement? My pension will be …

Early retirement 
Was told early retirement was based on the age I last worked not my current age ? Company went under three years ago and I waited to collect and I'm …

66 years old and retiring 
what do I need to know about retirement from my employer? Wendy: You give no details so how can I give you the questions to ask? If your employer …

Retirement account (over age 70)? 
I am 71 and need to work full time again. I will be using an LLC and pay myself as an employee. Is there any retirement plan that can be structured that …

Retirement benefits 
If I retire in July and make more from Jan-July than I'm allowed to make in a year will I not receive anything from social security the next 5 months. …

Retired: moving from pa to another state 
I would like to know if I move into another state. Can I get my benefits from the same state I moved from? Wendy: Of course.. they can't deny your …

Recalulation of Social Security benefits possible? 
Is it possible to have a recalculation of my social Security benefits? Ii took early Social security. I am now 68, and trying to survive on 434$ a Month, …

College Student with
Retirement Question
 
HI! I'm in an adulthood and aging course at Lackawanna College, PA. My Professor's name is Sharon N. A classmate and I are doing a power point presentation …

Ready to Retire? 30 years at the same job... 
I will be 60 in 3 weeks and I want to retire from my job because of the stress. I'm to young to stay home all the time and I am at a loss as to what …

Early retirement 
Hi I am 55, 56 in December I have worked at two companys - one for 10 years the other for 18. I was laid off from the last 2 years ago and have a pension …

Click here to write your own.

Retiring: Sale of LLC? 
I am getting ready to retire at age 62, I have a full time career now and also own an llc. Can I sell the llc to my wife before I retire so that the income …

Retirement benefits and disability benefits 
I am eligible for disability and will get my first check soon. Will I also be able to collect my social security retirement benefit or are the two combined? …

Retirement: Divorced 
I was married for 18 years and was awarded half of my x husbands retirement. Do I have to wait to get my half... I want to invest. is there anyway …

Work pension plan 
I worked for a place that did away with their retirement plan and put the money into our 401k plan. I have retired and taken that money. Do they keep …

Taxation on pension 
Are taxes taken out of my pension if I move from Calif. to Nevada? Wendy There is no personal income tax in Nevada (working or retired). Some states, …

Recently Retired...
is this confidential?
 
Are these e-mails confidential? Wendy's reply: It depends on what you want to do. If you use the "contact me" on the left navigation bar, a private …

Best Health Insurance Plan for Mom 
I have been scouring the insurance sites trying to find out which health insurance plan & company is best for my elderly Mom. I figured if anyone knew …

Why work? 
I'm 63 and in government work. Currently have 37% disposable income. If I retire now, between pension and SS will have 32% disposable income. This includes …

Low Income help for retiree 
I have a few questions that I would like to find some answers to : We live in Colorado I’m 63 and my wife is 69, we are both receiving SSA benefits. …

Retirement Earnings 
At age 68 is there a limit to how much I earn if I started drawing my social security benefits at age 62? Wendy's Reply: Depending on your "full retirement …

NEW RETIREE: Should i worry? 
Just retired w/$500k in a Fidelity managed IRA. it has lost $10k in three weeks!!! Wendy's Two cents: I'm not a financial planner so I'll leave that …

Retiring and RVing 
We are trying to RV but the housing market stopped us from putting the house on the market. We owe what the house is now worth as opposed to 5 yrs ago. …

What to do in Retirement
for Michigan Senior
 
I need some suggestions as how to cope with my newly retired husband who has no hobbies except watching t.v. Thank you. Wendy's two cents: …

Retirement e-mail 
I can't seem to get on to the retirement e-mail. How do I do this? Wendy's reply: Click on the CONTACT ME on the left navigation bar.. and tell …

Click here to write your own.